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1% Car Finance – Too good to be true?

Some car dealers on TV have offered 0%pa or 1%pa comparison rates, which sounds too good to be true. But we all know that nothing is free, so what’s the catch? You may be surprised to learn that buying a new car with dealer finance could actually cost you more than purchasing the identical car with a standard car loan from your bank. The table below is a simple example that compares (a) a car bought at full price with …

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Save your Grandparents some time

Do you guys remember what it was like when Video Recorders came out? Was it just me, or did you guys also get called up by your grandparents and asked to get it connected to the TV? It used to drive me crazy, but on reflection it was a skill that others simply didn’t have. Let me tell you about another skill that your grandparents may not have and that is the ability to use internet banking. You all may …

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Five things you should ask a Mortgage Broker

With so many options available, many people turn to mortgage brokers to help them find the best home loan deal, but are they really working in your best interests? In theory, it sounds like a good idea, but let’s share our learnings with you. Here are our top five questions to ask before you go ahead. How many lenders do you deal with? We recommend asking this question as many brokers may only have a close relationship with a specific …

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