Our Home Loan process is super easy.
Our members want low rates.
1 Year Fixed
Owner Occupied Offer
1 Year Fixed,
$0 Application Fee
- Interest Rate - 2.59% pa*
- Comparison Rate - 3.61% pa^
- Term - Fixed 1 Year
- Post Term - Standard Variable
- Interest Type - PI & IO
- Annual Fee - $375
- Application Fee - $0
- Extra Repayments - Yes
- Redraw - Yes
- Offset - Yes
Calculators & Other Resources
Please feel free to use the resources below to calculate repayments, savings, borrowing power etc.
We're simply here for our members.
We recently needed to re-finance our Mortgage and the service and care that was provided… was beyond our expectations.
Steve and Fiona say…
My son Sam and I recently became members and had a loan funded through the team. It is with great pleasure that I now provide this positive feedback and very happy with services provided.
I did all my research before engaging in the idea of an investment property and I found that First Option had the best and most flexible mortgage solution for my needs.
Billy Jay says…
First Option refinanced my home loan and help me set up my monthly budget. Now I can relax knowing that all of my bills are catered for.
I joined when they were TAB Credit Union and now First Option Bank. I’ve had four loans with them in the past three years and recommend them to anyone.