Term Deposit Member Special

NEW! Special term deposit interest rates for members

 

Term deposit rates as high as 1.25% p.a.* depending on the amount deposited and term (from 3 months to 24 months), with interest paid at maturity or monthly.

Got Questions? Call 1300 855 675
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How would you like to earn $1,000 for telling your friends, family or workmates about our great rates? Just provide their contact details below, we’ll call them to see if we can help with their home loan and if we can, we’ll give you $1,000 cash to say "thanks!
Refer a friend now

Home Loan Refinance Special

Refinance now to a just-right-sized bank with a variable interest rate discounted for three years, exclusively available to First Option Bank members.

No application fees, no annual fees, no monthly fees and applications can be approved in just two days.

First Option has been helping  members buy their homes for over fifty years.

Features

  • 1.99% discounted variable annual interest rate for 3 years (2.96% p.a. comparison rate) then standard variable interest rates apply
  • No fees6
  • Application outcome in two business days
  • Owner-occupier or investment property3 loans
  • Interest-only loans possible4
  • Maximum loan-to-value5 ratio: 80%
  • Offer available exclusively to public service employees in the ACT, and their families

Inclusions

  • Includes 100% offset account
  • Includes unlimited, free extra repayments and redraw options
  • Eligible for a fee-free, low-interest Visa credit card

Fees

  • Application fee: $0
  • Monthly fees: $0
  • Annual fee: $0