It's banking, but nicer
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The First Option Difference
For over 50 years, we have been providing Australians with great value banking products and personal service.
We prioritise your needs above all else to ensure you feel valued, respected and financially confident.
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Everyday Accounts
Our essential set of everyday banking accounts for your income, bills and everyday transactions.
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Kids
Accounts
Dedicated transaction and savings accounts for under-18’s to help them manage their money responsibly.
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Home Loans
Whether it’s your first home, an upgrade or an investment, we have a home loan to suit your needs.
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Accessing Your Money
Internet banking & mobile apps
Free transactions at any of the Big 4 bank’s ATMs
Apple & Google Pay
Counter Service at 3,500 Australia Post locations
We’re Here to Help
Better banking
Understanding home loans
Managing your money
Buy now pay later v credit cards
News and updates
Hang up on remote access scammers
Criminals who contact you unexpectedly offering to help ‘fix problems’ with your account, phone or computer are causing increasing financial…
Take the ACSC’s online safety training
Part 1: First Steps The first of three guides designed to help everyday Australians understand the basics of cyber security,…
An introduction to banking, for kids
First Option’s Under-18 Memberships are exclusively for kids, with close parental/guardian supervision. A kid’s membership can include a couple of…
A KID’S GUIDE TO USING THE INTERNET SECURELY!
Cute and useful new guide from the government (cyber.gov.au) for kids on staying safe online. Simple hints and good references…