It's banking, but nicer

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The First Option Difference

For over 50 years, we have been providing Australians with great value banking products and personal service.
We prioritise your needs above all else to ensure you feel valued, respected and financially confident.
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Savings + Bonus

Earn up to
5.00% p.a.

On Balances up to $250,000
Terms and conditions apply

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Everyday Accounts

Our essential set of everyday banking accounts for your income, bills and everyday transactions.

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Savings Accounts

Dedicated accounts to help you reach your goals and grow your savings.

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Kids
Accounts

Dedicated transaction and savings accounts for under-18’s to help them manage their money responsibly.

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Term
Deposits

Lock in a great rate with our term deposits from 3-24 months

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Simple Home Loan

5.99% p.a.

Variable & comparison rate
Owner Occupied. P&I. LVR <60%

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Home Loans

Whether it’s your first home, an upgrade or an investment, we have a home loan to suit your needs.
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Personal Loans

Our personal loans offer low fees, flexible terms and redraw.
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Car Loans

Flexible car loans for your first purchase, an upgrade or your dream car.
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Green Loans

Low-rate loans for a variety of environmentally sustainable purchases.

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Accessing Your Money

Internet banking & mobile apps

Free transactions at any of the Big 4 bank’s ATMs

Apple & Google Pay

Counter Service at 3,500 Australia Post locations

We’re Here to Help

Better banking

Understanding home loans

Managing your money

Buy now pay later v credit cards