Seeking a Term Deposit?


Terms available from 3 months to 2 years

Standard Term Deposits

3 Months

  • $5k to $24,999 - 1.00% pa
  • $25k to $249,999 - 1.20% pa
  • $250k to $1m - 1.30% pa
  • $1m + Contact our office

6 Months

  • $5k to $24,999: 1.00% pa
  • $25k to $249,999: 1.20% pa
  • $250k to $1m: 1.30% pa
  • $1m+ Contact our office

9 Months

  • $5k to $24,999: 1.00% pa
  • $25k to $249,999: 1.20% pa
  • $250k to $1m: 1.30% pa
  • $1m+ Contact our office

12 Months

  • $5k to $24,999: 1.00% pa
  • $25k to $249,999: 1.20% pa
  • $250k to $1m: 1.30% pa
  • $1m+ Contact our office

24 Months

  • $5k to $24,999: 0.90% pa
  • $25k to $249,999: 1.00% pa
  • $250k to $1m: 1.10% pa
  • $1m+ Contact our office

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1800 362 265

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Regular Income Term Deposits

6 Months

  • $25k to $249,999: 1.10% pa
  • $250k to $1m: 1.20% pa
  • $1m+ Contact our office

12 Months

  • $25k to $249,999: 1.00% pa
  • $250k to $1m : 1.10% pa
  • $1m+ Contact our office

24 Months

  • $25k to $249,999: 0.80% pa
  • $250k to $1m: 0.90% pa
  • $1m+ Contact our office

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Terms and conditions

  • Interest rates are subject to change without notice.
  • Interest rates shown above are available to individuals only.
  • For Business and SMSF account holders, please contact First Option.
  • Interest rates are fixed for the term of the investment.
  • Early withdrawal penalty applies.
  • For terms of 3 to 12 months, interest is paid on maturity.
  • For terms of 24 months, interest is paid every 12 months.
  • Minimum deposit $5,000 on Standard Term Deposits.
  • Minimum deposit $25,000 on Regular Income Term Deposits
  • Maximum deposit $1,000,000. Rates available on application for deposits over $1,000,000.