Our bank always puts people first.
We're here to improve your financial life.Member Owned
Industry Specialists
Community Focused
Invest in you
As a not-for-profit bank (credit union), we pass our earnings back to our members in the form of higher savings and lower loan rates.
We invest in you.
Led by a people-before-profit philosophy, we want to help make your dreams a reality. No pressure, no hidden agenda, just a plan for the future.

First Option exists to serve our members from the following partner sectors:

Public Service

Gaming & Leisure

Telecommunications

Food & Beverage

Manufacturing

Family & Friends
Our banking journey started in 1965, where the philosophy of people before profit started....
Founded - 1965
As TAB Credit UnionMerger - 2005
With Flying Horse Credit UnionName Change - 2005
To First Option Credit UnionName Change - 2019
To First Option BankFirst Option makes banking easy... Isn't it time you switched?
Everyday Accounts
Award winning accounts for your everyday bankingCredit Cards
First Option credit cards offer low rates and low feesHome Loans
Looking to buy your first home, build a house,invest in property or refinance your exising loan?
First Option Home Loans have everything you need.
Personal Loans
Looking to refinance a car, consolidate debt, or plana holiday? Explore your options with a First Option
Personal Loan.
Don't waste time waiting in lines.
Bank on your own time from your smartphone or computer.Online Banking
Mobile Banking
Phone
Apple, Google & Samsung Pay
Join today!
It all begins with membership.
Join in just 10 minutes.
Joining is quick and easy, and we will guide you through the process.
You'll need:
- A valid email address and and phone number
- Home address and postal address
- Employer information
- Photo ID that shows your date of birth
- ID that shows your residential address
- Tax File Number
Become a Member
