Invest in you

Unlike the big banks we're 100% owned by our members, not by shareholders. We reinvest all profits back into providing better services and better interest rates for our members. 

We started more than fifty years ago as a family of credit unions providing financial services to employees and as a bank we now provide full banking services to our members and their families.

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Call our highly-experienced personal bankers directly for help with your banking 

Loans and credit cards for making the most of life 

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Home loans

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Credit cards

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Car loans

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Personal loans

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Bank accounts to help you manage life

Everyday accounts
Kids accounts

High-interest savings

Term deposits

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Banking tools to help you navigate life

Internet banking and mobile phone banking apps

Free transactions at any of the Big Four banks' ATMs

Instant electronic payments like Apple Pay and Google Pay

 3,500 Australia Post locations provide counter service 

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$1,000 cash

How would you like $1,000 for telling your friends, family or workmates about our home loan packages? All they need do is register online here, we’ll call them to see if we can help them with a great rate and if we can, we’ll give you $1,000 to say "thanks!"

News and updates

Featured image for “Maintenance tonight”

Maintenance tonight

Please note, we will be running some essential system maintenance this evening (Monday 3 January, 2022) between 10pm and 4am…
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Summer Holidays

Dear Members, Thank you, as always, for supporting First Option Bank by being a member. Whatever your December/January plans I…
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Win one of fifty AU$1,000 gift card vouchers*

Welcome to win one of fifty AU$1,000 gift card vouchers To be eligible, simply send or receive money overseas in…