Invest in you

Unlike the big banks we're 100% owned by our members, not by shareholders. We reinvest all profits back into providing better services and better interest rates for our members. 

We started more than fifty years ago as a family of credit unions providing financial services to employees and as a bank we now provide full banking services to our members and their families.

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Call our highly-experienced personal bankers directly for help with your banking 

Loans and credit cards for making the most of life 

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Home loans

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Credit cards

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Car loans

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Personal loans

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Bank accounts to help you manage life

Everyday accounts
Kids accounts

High-interest savings

Term deposits

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Banking tools to help you navigate life

Internet banking and mobile phone banking apps

Free transactions at any of the Big Four banks' ATMs

Instant electronic payments like Apple Pay and Google Pay

 3,500 Australia Post locations provide counter service 

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$1,000 cash

How would you like $1,000 for telling your friends, family or workmates about our home loan packages? All they need do is register online here, we’ll call them to see if we can help them with a great rate and if we can, we’ll give you $1,000 to say "thanks!"

News and updates

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Service Interruptions

There may be temporary interruptions to internet banking and mobile banking apps between 4am and 6am on Wednesday 1st September…
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Every Home Needs a Garden

So you are looking to buy a home or maybe have just purchased one? They often come with a garden……
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Meet Diana

How long have you been with First Option Bank? I have worked at First Option for 19 years! Why did…