Move away from the big banks and experience...

Happy Staff

Great Rates

No Waiting Lines

Fast Service

Low Fees

We have great loan offers.

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Need A Home Loan?

Check out our latest offer.

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Buying An Investment Property?

Check out our latest offer.

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Thinking Of Refinancing?

Check out our latest offer.

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You'll love our range of accounts.

Term Deposits
Everyday Accounts
Online Savings Accounts
Kids Accounts

The real alternative to the big banks.

We've been providing banking services to our members for over 50 years.

5 Star Reviews

We have hundreds of 5 star reviews

Member Satisfaction

Most of our growth comes from word of mouth

5 Star Awards

Won over 30 different awards

Members can pay as they wish.

Pay via Apple or Google Pay
Pay via Visa
Pay via our phone app
Pay via Internet banking

Don't take our word for it, trust our members.

Megan says…

We recently needed to re-finance our Mortgage and the service and care that was provided… was beyond our expectations.


 
First Option Bank
5
2019-10-03T13:23:22+10:00
We recently needed to re-finance our Mortgage and the service and care that was provided… was beyond our expectations.

John says…

Two years ago First Option refinanced my investment property in Qld. Saved us a heap – great people to deal with.
First Option Bank
5
2019-09-20T14:25:08+10:00
Two years ago First Option refinanced my investment property in Qld. Saved us a heap – great people to deal with… It’s secure and safe.

Phillippe says…

First Option saved me heaps of money with a better interest rate and no ongoing fees, so I’m better off.
First Option Bank
5
2019-10-03T12:11:18+10:00
First Option saved me heaps of money with a better interest rate and no ongoing fees, so I’m better off.

Steve and Fiona say…

They helped us sort out our finances and refinance our home loan and now used them to get our first investment property. Better than the big banks!
First Option Bank
5
2019-10-03T12:13:49+10:00
They helped us sort out our finances and refinance our home loan. First Option helped us get a loan for our first investment property.

Alan says…

They helped me get a home loan to buy my first apartment in Sydney – have appreciated their support, always available for advice.

 
First Option Bank
5
2019-10-03T12:15:22+10:00
They helped me get a home loan to buy my first apartment in Sydney – have appreciated their support, always available for advice.

Michael says…

It’s great having my own personal banker. First Option organised to refinance my home loan, came to the Agency and did all the paperwork. It was so easy.
First Option Bank
5
2019-10-03T12:16:35+10:00
First Option organised to refinance my home loan. Came to the Agency and did all the paperwork. It was so easy.

Anthony says…

Everything went very smoothly with our loan application… great to see nothing has changed in terms of friendly, prompt and extremely helpful service.
First Option Bank
5
2019-10-03T13:35:05+10:00
Everything went very smoothly with our loan application… great to see nothing has changed in terms of friendly, prompt and extremely helpful service.

Les says…

I applied for a loan with First Option near the end of the financial year, which is a busy time for everyone. Despite this, my application was handled promptly and questions answered instantly.
First Option Bank
5
2019-10-03T13:36:24+10:00
My application was handled promptly and questions answered instantly by friendly and professional staff.

Carrie says…

My son Sam and I recently became members and had a loan funded through the team. It is with great pleasure that I now provide this positive feedback and very happy with services provided.

First Option Bank
5
2019-10-03T13:37:21+10:00
My son Sam and I recently became members of the Credit Union and had a loan funded. We are very happy with services provided.

Monish says…

I did all my research before engaging in the idea of an investment property and I found that First Option had the best and most flexible mortgage solution for my needs.

First Option Bank
5
2019-10-03T13:50:05+10:00
I did all my research before engaging in the idea of an investment property and I found that First Option had the best and most flexible mortgage solution for my needs.

Billy Jay says…

First Option refinanced my home loan and help me set up my monthly budget. Now I can relax knowing that all of my bills are catered for.

First Option Bank
5
2019-10-03T15:13:03+10:00
First Option arranged to refinance my home loan and set up a budget for me. I can now knock off after a nightshift and go straight to bed knowing there’s nothing I have to do about bills or loans.

Michael says…

I joined when they were TAB Credit Union and now First Option Bank. I’ve had four loans with them in the past three years and recommend them to anyone.

First Option Bank
5
2019-10-03T16:00:37+10:00
I’ve had two equipment loans and two car loans in the past three years. It’s been so easy. The credit union is where all Agents should do their banking.
5
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First Option Bank

We keep our members educated and engaged.

Holiday office hours

December 18, 2020

Changes to Deposit Interest Rates

November 13, 2020

Changes to Fees & Charges – Effective 1/12/2020

November 6, 2020

Easy App Update

October 29, 2020