Dr Steve has some simple advice about why you might want to refinance your home loan...
Simple home loans
At some (life) stage you will probably want a home loan with offset attached.
But if you don’t need it now, why pay for it?
With a Simple home loan you get brilliant benefits including free redraw, extra repayments and a suite of personal banking tools like linked accounts, online/mobile banking, electronic payments (ApplePay/GooglePay) and Visa debit cards.
Loans for members for things like home renovations, family holidays and big life events. Low fees, flexible terms and extra payments and redraw included as standard.
Choosing a new car might be a hard decision but applying for financing for it doesn't have to be. We offer loans to members for the purchase of new or used cars, EVs or combustion-engine vehicles, less than 7 years old.
BeGreen loans for EVs and solar
To reward our members who want to make their lives more environmentally sustainable, we offer loans for a variety of home improvements, conversions and electric vehicle purchases.
If you already have a home loan with us, then you can qualify for a significantly discounted BeGreen Loan!
* Terms, conditions, fees and charges apply. Normal lending criteria apply.1 Interest rates are subject to change at the discretion of First Option Bank 2 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.