Need wheels?
Finding and buying the right car can be hard, but making sure you've got the money to do it doesn't have to be. If you're already a member give our team and call and chat through your options. If you're not a First Option member we can still still help you, just use the short form below to send our team a message and they'll get back to you as soon as they can to discuss.
Car loans
Choosing a new car might be a hard decision but applying for financing for it doesn't have to be. We offer loans to members for the purchase of new or used cars, less than 7 years old.
Features
Inclusions
Early payout penalties: none
Extra repayments: yes, unlimited and free
Redraw: available for a $10 fee
Fees
Application fee: $1753
Annual fees: none
Early pay-out fee: none
1 Interest rates are subject to change at the discretion of First Option Bank 2 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. 3 Eligibility criteria, terms and conditions, fees and charges apply. Normal lending criteria apply. Stamp duty and government charges may apply. Any legal and valuation fees will be on-charged at cost. Product is provided by First Option Bank Ltd ABN 95 087 650 735, Australian Credit Licence no. 236 509
Low-rate Visa credit card
Low interest rate: 10.49% pa*
Interest free period up to 45 days
Annual fee just $48 per year