Our essential set of everyday banking accounts SpendA dedicated account for your income. Set up regular payments, pay bills and transfer money to other accounts and people. Includes a linked Visa debit card with free withdrawals through any of the major banks’ ATMs. Internet banking and mobile app access is included with a range of electronic payment options.BillsUse it to establish your monthly budget and manage your money to cover all your bills and regular costs. Tools and automatic alerts are …

Business Bonus SaverHigh-interest savings accounts for Your BusinessEarn excellent interest on your additional cash, but keep it available for if you need it. At-call balances earn 4.65% p.a. interest up to $2 million so long as you deposit a minimum of $1,000 per month. This is a high-interest online savings account so whilst you’ll have online access to deposit, withdraw, transfer money to/from it… there is no Visa card access to the account.  You transfer money in… it earns high …

Business Bonus SaverHigh-interest savings accounts for Your BusinessEarn excellent interest on your additional cash, but keep it available for if you need it. At-call balances earn 4.65% p.a. interest up to $2 million so long as you deposit a minimum of $1,000 per month. This is a high-interest online savings account so whilst you’ll have online access to deposit, withdraw, transfer money to/from it… there is no Visa card access to the account.  You transfer money in… it earns high …

Business Bonus SaverHigh-interest savings accounts for Your BusinessEarn excellent interest on your additional cash, but keep it available for if you need it. At-call balances earn 4.65% p.a. interest up to $2 million so long as you deposit a minimum of $1,000 per month. This is a high-interest online savings account so whilst you’ll have online access to deposit, withdraw, transfer money to/from it… there is no Visa card access to the account.  You transfer money in… it earns high …

Self-help videos for membersMobile banking – the basicsHow do I set-up mobile banking apps? How do I activate one-time passwords? How do I set up a PayID?How do I set up account alerts?How to avoid banking feesWhat is internet banking?What to do if you can’t connectHow do I change my card PIN?How to transfer money with the mobile app?How do I find my account details?What is SMS banking?How do I change my default account balance?

Mobile bankingIf you’re out of the house (or just too comfy on the couch) you can do it all on your phone with the First Option banking app for Apple or Android, downloadable where you get all your mobile apps.For an easy overview of how the new app works, where everything is and how to get stuff done with it… just go to the App Guided Tour under Contact & Support on the main menuWith the apps you can send …

Earn 5% p.a. interest on your at-call savings!* 2.00% p.a. variable interest is the base Savings rate up to $250,000 3.00% p.a. +Bonus interest is earned when you deposit at least $100 in a month and make no withdrawals Interest rates are ongoing, not just for a time-limited introduction Includes First Option Bank membership with linked Spend and Bills accounts for better personal budgeting A $5 monthly membership fee will not apply if your total account balances with us exceed …

It’s banking, but nicerWe started more than fifty years ago as a family of industry credit unions providing financial services to employees. Now we focus on looking after our members and their families.Unlike the big banks we’re 100% owned by our members, not by shareholders… and we reinvest all profits back into providing better interest rates for our members, better tools and better service.Learn moreHigh-interest, at-call savings … for businessesEarn excellent interest on your additional cash, but keep it available … Read More

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