Privacy Policy We value your trust in us as a member-owned financial institution. It is important for us to keep your information secure. As a financial institution, it is also important for us to keep your information confidential. To achieve this we will comply with the Privacy Act 1988, the Australian Privacy Principles (APPs) and the Credit Reporting Privacy Code. The Privacy Act 1988 sets out how we are to collect, use, disclose and store personal, credit and credit eligibility …
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Interest rates and the Reserve Bank
Following lots of speculation regarding interest rates, the Reserve Bank has this week announced an increase to the official cash rate. What does that actually mean? What is the Reserve Bank? The Reserve Bank of Australia (RBA) is the nation’s central bank; producing and issuing currency (notes, but not coins), managing a secure payments system, and setting monetary policies to ensure a stable financial system operating within defined target ranges for inflation and employment. The Reserve Bank is also essentially …
Read MoreNothing new about risky investing
Every now and then the ‘next thing’ comes along for investors and a lot of it is just inter-generational change. ‘NFT’ is the next new thing to come along; and suddenly people who are into crypto are dinosaurs! Before crypto people with an appetite for risk invested in tech stocks and we had the Tech Boom of the 1990s. The generation before that favoured FX trading and other derivative products and before them it was a mix of trading gold and …
Read MoreThanks! Business
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Read MoreContact Us
Call usMember Service CentreAustralia: 1300 855 675Outside Australia – +61 3 9869 8700Email [email protected] officeFirst Option Bank LimitedABN 95 087 650 735AFS License No. 236 509Australian Credit License 236 509Level 6, 574 St Kilda RoadMelbourne VIC 3004Postal Address:P.O Box 7063, Melbourne VIC 3004Lost or stolen cardsTo report a lost, stolen or damaged card: Login to your First Option App, go to ‘Manage Cards’ and follow the prompts to cancel your card. Alternatively, cancel your card in Internet Banking or call …
Read MoreINSTRUCTION MANUAL [A KID’S GUIDE TO USING THE INTERNET SECURELY!]
Cute and useful new guide from the government (cyber.gov.au) for kids on staying safe online. Simple hints and good references plus word games and fun graphics. Download a PDF copy here.
Read MoreGuide to Buying Property (Part 1)
There is a lot to think about when buying a home. The process can be both exciting and overwhelming. Identifying what you want in your dream property, understanding home loans and navigating your way through all the paperwork can be challenging. By becoming familiar with these steps and doing some preparation, you can reduce the stress involved in the buying process. You should seek expert advice when making a large financial decision to determine if it is right for you. …
Read MoreAI Isn’t New
Borrowed from: A Mildly Terrifying Conversation About AI With Dr Catriona Wallace Dr Catriona Wallace gave one of the keynote speeches at the Customer-Owned Banking Association conference in September. She is an expert in the field of Artificial Intelligence, an adjunct professor, Australian government advisor on AI, founder of one of the first Artificial Intelligence companies to list on the Australian Securities Exchange and the co-author of the book Checkmate Humanity: the how and why of Responsible AI. She’s also apparently on a …
Read MoreSafe Havens for Endangered Species
https://www.zoo.org.au/fighting-extinction/local-threatened-species/mallee-emu-wren/
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