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Closed Monday 14 June

First Option will be closed tomorrow, 14 June for the Queens Birthday holiday. The team will be back on Tuesday morning at 9am, have a lovely long weekend! Photo from Kutan Ural, Unsplash

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Super vs Savings

Cash in a super account is probably earning you at least 5 per cent each year, after costs. By comparison, money sitting in a savings account with current interest rates at historic low levels is probably earning less than 1% interest! Keeping funds in an offset account makes sense if it’s reducing your mortgage repayments, however unless your home loan interest rates are higher than 5%…. in the long term, you may be substantially better off financially if you move …

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