First Option Bank internet and mobile banking services will be offline for planned maintenance from 10pm on Tuesday 21st May 2024 until approximately 2am on Wednesday 22nd May 2024. We apologise in advance for any inconvenience caused to our members. It’s banking, but nicerWe started more than fifty years ago as a family of industry credit unions providing financial services to employees. Now we focus on looking after our members and their families.Unlike the big banks we’re 100% owned by our … Read More
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Kids Bonus Saver – Finder
A special savings account with big interest for small people A dedicated high-interest savings account exclusively for under-18 members, designed to help kids save up for something they want. Deposit a minimum of $5 per month (pocket money!) without making a withdrawal and you will earn 5.55% p.a. interest on balances up to $5,555. 5.55% p.a. is the total of the base interest rate (0.05% p.a.) plus the bonus interest rate (5.50% p.a.). Kids’ Bonus Saver accounts can … Read More
Savings+Bonus – Mozo
Earn 5% p.a. interest on your at-call savings!* 2.00% p.a. variable interest is the base Savings rate up to $250,000 3.00% p.a. +Bonus interest is earned when you deposit at least $100 in a month and make no withdrawals Interest rates are ongoing, not just for a time-limited introduction Includes First Option Bank membership with linked Spend and Bills accounts for better personal budgeting A $5 monthly membership fee will not apply if your total account balances with us exceed … Read More
Choose to be happy
An internationally renowned leader in the field of Positive Psychology Dr. Tim Sharp (aka Dr. Happy) has three degrees in psychology (including a Ph.D.) and an impressive record as an academic, clinician and coach. He is the founder & CHO (Chief Happiness Officer) of The Happiness Institute, Australia’s first organisation devoted solely to enhancing happiness in individuals, families and organisations. Achieving happiness requires nothing more than practicing a few simple disciplines, every day. Dr Happy CHOOSE to be happy This … Read More
Banking Apps
Mobile bankingIf you’re out of the house (or just too comfy on the couch) you can do it all on your phone with the First Option banking app for Apple or Android, downloadable where you get all your mobile apps.For an easy overview of how the new app works, where everything is and how to get stuff done with it… just go to the App Guided Tour under Contact & Support on the main menuWith the apps you can send … Read More
Loans
Why refinance? Dr Steve has some simple advice about why you might want to refinance your home loan…Simple home loansAt some (life) stage you will probably want a home loan with offset attached. But if you don’t need it now, why pay for it? With a Simple home loan you get brilliant benefits including free redraw, extra repayments and a suite of personal banking tools like linked accounts, online/mobile banking, electronic payments (ApplePay/GooglePay) and Visa debit cards.Low-rate, fee-free credit cardInterest … Read More
Kids Bonus Saver – Mozo
A special savings account with big interest for small people A dedicated high-interest savings account exclusively for under-18 members, designed to help kids save up for something they want. Deposit a minimum of $5 per month (pocket money!) without making a withdrawal and you will earn 5.55% p.a. interest on balances up to $5,555. 5.55% p.a. is the total of the base interest rate (0.05% p.a.) plus the bonus interest rate (5.50% p.a.). Kids’ Bonus Saver accounts can … Read More
Kids Bonus Saver – Ratecity (Copy)
A special savings account with big interest for small people This dedicated high-interest savings account is just for kids, designed to help them save up for something they want. New under-18 memberships will get a kids’ moneybox to help them keep coins to deposit into their new accounts.* Deposit a minimum of $5 per month (that’s pocket money!) without making a withdrawal and earn bonus interest up to 5.55% p.a. on balances up to $5,555. Kids’ Bonus Saver accounts can … Read More
An introduction to banking, for kids
First Option’s Under-18 Memberships are exclusively for kids, with close parental/guardian supervision. A kid’s membership can include a couple of accounts to help them get used to the idea of budgeting: an everyday account which has an attached Visa debit card (for ages 12 and over only) and a high-interest, online-only savings account: the Kids Bonus Saver, without a Visa card. Having a spending account and a savings account is the foundation of teaching them basic good financial management skills. … Read More