Mobile bankingIf you’re out of the house (or just too comfy on the couch) you can do it all on your phone with the First Option banking app for Apple or Android, downloadable where you get all your mobile apps.For an easy overview of how the new app works, where everything is and how to get stuff done with it… just go to the App Guided Tour under Contact & Support on the main menuWith the apps you can send …

Earn 5% p.a. interest on your at-call savings!* 2.00% p.a. variable interest is the base Savings rate up to $250,000 3.00% p.a. +Bonus interest is earned when you deposit at least $100 in a month and make no withdrawals Interest rates are ongoing, not just for a time-limited introduction Includes First Option Bank membership with linked Spend and Bills accounts for better personal budgeting A $5 monthly membership fee will not apply if your total account balances with us exceed …

Why refinance? Dr Steve has some simple advice about why you might want to refinance your home loan…Simple home loansAt some (life) stage you will probably want a home loan with offset attached. But if you don’t need it now, why pay for it? With a Simple home loan you get brilliant benefits including free redraw, extra repayments and a suite of personal banking tools like linked accounts, online/mobile banking, electronic payments (ApplePay/GooglePay) and Visa debit cards.Low-rate, fee-free credit cardInterest …

Environmental RewardsWe believe as strongly as many of you do that change can be led by businesses when governments act too slowly and we love working with like-minded organisations who just do good work without making a big fuss… so we set-up this program in the same spirit. The model is super simple: when you spend money using your First Option Low-Rate Visa credit card you contribute directly to funding positive change programs that our partners run. We keep a track of …

A special savings account with big interest for small people A dedicated high-interest savings account exclusively for under-18 members, designed to help kids save up for something they want.   Deposit a minimum of $5 per month (pocket money!) without making a withdrawal and you will earn 5.55% p.a. interest on balances up to $5,555.   5.55% p.a. is the total of the base interest rate (0.05% p.a.) plus the bonus interest rate (5.50% p.a.). Kids’ Bonus Saver accounts can …

Call usMember Service CentreAustralia: 1300 855 675Outside Australia – +61 3 9869 8700Email [email protected] officeFirst Option Bank LimitedABN 95 087 650 735AFS License No. 236 509Australian Credit License 236 509Level 6, 574 St Kilda RoadMelbourne VIC 3004Postal Address:P.O Box 7063, Melbourne VIC 3004Lost or stolen cardsTo report a lost, stolen or damaged card: Login to your First Option App, go to ‘Manage Cards’ and follow the prompts to cancel your card. Alternatively, cancel your card in Internet Banking or call …

A special savings account with big interest for small people A dedicated high-interest savings account exclusively for under-18 members, designed to help kids save up for something they want.   Deposit a minimum of $5 per month (pocket money!) without making a withdrawal and you will earn 5.55% p.a. interest on balances up to $5,555.   5.55% p.a. is the total of the base interest rate (0.05% p.a.) plus the bonus interest rate (5.50% p.a.). Kids’ Bonus Saver accounts can …

A special savings account with big interest for small people This dedicated high-interest savings account is just for kids, designed to help them save up for something they want. New under-18 memberships will get a kids’ moneybox to help them keep coins to deposit into their new accounts.* Deposit a minimum of $5 per month (that’s pocket money!) without making a withdrawal and earn bonus interest up to 5.55% p.a. on balances up to $5,555.  Kids’ Bonus Saver accounts can …

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